In the dynamic industry of home lending, things change quickly. Fluid market conditions and new mortgage programs are always right around the corner whether buying, selling, refinancing, or building a new home. As a well-rounded loan officer, I have the experience and knowledge to lead my clients down any avenue of the financing process and the determination to help choose the right road to take depending on all the options. I pride myself on remaining current in the industry, always expanding my base of knowledge so that I can provide accurate financial advice efficiently and consistently. Ultimately, my highest priority is providing services based in care for my clients that far exceeds expectations. My website offers convenient decision-making tools and calculators in order to easily browse through different available loan programs along with a secure online application. After the application process is initiated, an online form is available to set up an appointment to discuss loan details, or I will follow up by phone. For expert advice through personalized service, I invite you to contact me anytime by phone or email. As always, I greatly appreciate the opportunity to lend my hand, and I look forward to working alongside you.

As a realtor, my loan partners are critical to my clients and my business.  My experience working with Jerry Valdivia and his team at JMJ has been phenomenal both for my clients and for me. They prepare their files well so problems during a transaction are minimal which decreases stress for everyone involved, they communicate well throughout so I know exactly where we are in the process... There is no guessing. I highly recommend Jerry and his team at JMJ.